If you have an RV, you don’t want to be traveling around without an RV warranty. But not all warranties are created equal. Each one comes with its pros and cons. And are RV warranties transferable?
Here’s what I learned from my RV:
Manufacturer RV warranties do not transfer when the unit is sold to a new owner. However, in most cases, extended warranties that were purchased do transfer to a new owner, although sometimes those companies charge a fee to facilitate the transfer.
Let’s explore the different types of warranties that are available to RV owners.
We will also look into which one you should get if you want a transferable warranty. Then finally, we’ll go over the process of getting a transferable warranty and help you figure out if it’s all worth it.
Let’s get started.
Don’t get stuck on the side of the road. Having an RV warranty can save you money and relieve the added stress of unwanted repair bills. Be protected with Wholesale Warranties!#GoRVing pic.twitter.com/C5GkCED9gK
— Wholesale Warranties (@WhslWarranties) July 28, 2021
Are RV Extended Warranties Worth the Cost?
RV extended warranties are worth the cost. Even on new RVs, extended warranty plans often cover things the manufacturer warranty does not. But they also often extend coverage well beyond the expiration of the manufacturer’s warranty.
In this post, we are looking at the benefit of an extended warranty.
But to show you how they can be worth the cost, I want to point out first what do they cost. The truth is that coverage costs vary quite a bit, and there are a number of factors that affect the cost.
This is why companies often ask for information regarding your RV prior to providing you with a quote.
Expect to be quoted prices ranging from $1,000 to as high as $20,000 depending on your recreational vehicle types and usage.
What are some of the things that affect the cost?
- Type of RV – Towable, Toy Hauler, Travel Trailer, Motor Home, etc.
- Make/Model – A more expensive RV tends to require more expensive coverage.
- Age and Mileage – Older units tend to attract higher costs.
- Coverage Level – Listed component plans will be more affordable than exclusionary ones.
- Length of Coverage – The longer your plan, the lower your annual rate.
- Commercial/Residential Use – Commercial use units or those that are in operation full time will attract higher charges.
While an extended warranty will cost more, it will also cover more.
It covers wear and tear issues so you can fix your trailer if something breaks without going into your pocket. This can give you peace of mind, especially if you spend a lot of time on the road in your trailer.
Most extended warranties go the extra mile, offering roadside assistance which is also another benefit. No need to worry about what may happen on your next trip with this type of coverage.
Without an extended warranty, you can expect to spend at least $400 to $800 per month just for routine maintenance.
Emergency repair or replacement of parts can easily run you into the $1000’s. For example, a good motor home tire will run you between $200 and $350 per tire. So, it really all adds up when it has to come out-of-pocket.
What type of extended warranty do you need for your RV?
The Good Sam Extended Service Plan is one of the best extended warranties available for RVs. It goes beyond a factory warranty on mechanical failure and includes options such as lodging and meal coverage if the RV is in the shop.
And it automatically gets RV owners Good Sam’s 10% discount on thousands of campgrounds nationwide and with their network of merchants.
If you travel a lot in your RV, you can choose from a number of different travel trailer warranties that offer transferability. Protect yourself from mechanical issues with your travel trailer or RV with one of these plans.
These plans make your RV more favorable and attractive if you decide to sell.
Buyers will be more willing to purchase an RV that comes with an extended warranty than one without. This helps them save money while getting all the benefits they need to enjoy their RV right off the bat.
If you are considering purchasing an RV for your home, you can check out this recent article I wrote for some advice on how to buy, what to look for, and (most importantly) what to avoid.
Just click that link to read it on my site.
2018 #Jayco Eagle 330RSTS, new arrival! One owner like new. Warranty Available #TeamRV #RV pic.twitter.com/dz2Tvlx654
— Team RV Inc (@TeamRVInc) May 14, 2018
Is the Jayco Warranty Transferable?
Jayco’s standard manufacturer’s warranty is not transferable, although they did allow that in years past. Not being transferable is typical for all manufacturer’s warranties.
But they do offer a two-year limited warranty plus a three-year structural warranty which is longer than most standard warranty options on the market.
But let’s look at a few of the features that make their standard warranty a little better than average.
The Jayco limited warranty covers mechanical parts and lasts for either 24 months, or 24,000 miles, whichever comes first. That is twice as long as most RV manufacturer’s factory warranties.
Then, starting in 2020, Jayco added a third year on the structural warranty coverage as well. And this comes standard with the factory warranty and does not cost extra.
Jayco also partners with several 3rd party companies to offer extended warranties as well.
RV Warranties: we promise they are not as scary as you may think. In fact, you might just love them. With some clarity and knowledge, warranties can make you feel confident on the road. #PeaceofMind pic.twitter.com/woWOWqN5nE
— Wholesale Warranties (@WhslWarranties) September 7, 2021
How Do You Transfer an RV Extended Warranty to A New Owner?
To transfer an RV extended warranty, the initial owner of the RV must authorize the transfer of the warranty to the new owner with the extended warranty company. Some, but not all companies, will charge a fee to transfer.
It’s worth pointing out that Good Sam is one of the companies that does not charge a fee to transfer a warranty to a new owner.
And they will also simply transfer your policy to a new RV you are purchasing if you are simply upgrading.
This is why you buy a extended #Warranty
for your RV
Getting some engine work at #ValleyAutoRVrepair pic.twitter.com/W1YgAEsgPo
— OurCrazeeAdventure (@crazeeadventure) December 1, 2015
List Of RV Extended Warranty Companies
When you purchase an RV, the dealership often offers an extended warranty. This is because selling those will pay big commissions to the salesperson or finance person you are working with.
So they often push what pays the biggest commission, not necessarily what is the best deal or offers the best coverage.
So while it can be convenient to have this included with your loan, most often than not, this is not the deal you want. The other downside is that you will be paying interest on the warranty cost when it is lumped into your loan.
Here are some of the top companies offering extended warranties:
1. Good Sam Extended Service Plan
You may be familiar with the Good Sam membership club, but are you aware they offer RV coverage as well?
Not only do they offer this service, but they also have reputable reviews in the RV community.
They offer a plan where you pay a monthly rate, so there is no contract.
The deductibles are flexible, and you have no restrictions on annual mileage. There are also additional Travel Assistance and Roadside Assistance plans.
You can find Good Sam Extended Service Plans for as little as $41 per month.
Have them send you a free quote that you can compare against others on this list to find the best value for money.
2. America’s RV Warranty
They have three main plans along with extra coverage options.
They have two plans for trailers plus optional coverage. One of the reasons they are so highly rated is because of their transferable warranty offerings.
They allow you to transfer your current coverage to a new RV if you trade up, and they do not limit you to only particular repair shops.
This can come in handy if you run into trouble while out on the road.
There are no set rates on their website, but you can get a quote from America’s RV Warranty to find out what their cost would be for your specific RV.
3. Wholesale Warranties
Here you will find many different warranties for different RVs.
They offer a range that covers pop-up campers, towable, and motor homes. There is also separate wheel/tire coverage and roadside assistance coverage.
Owners of Drivable RVs can benefit from three plans:
- Exclusionary coverage
Owners of towable trailers can benefit from comprehensive or exclusionary coverage.
The roadside assistance coverage offers lockout assistance, 24/7 towing, and emergency fuel delivery.
With no set costs on their website, you can request a quote using their “request a quote” feature, or you can give them a call.
If you are not sure about the difference between an RV and a motorhome, you can check out this recent article I wrote which breaks it down for you nicely.
After all, even among motorhomes, there are at least 4 different options. So make sure you know which policy you need!
Just click that link to read it on my site.
4. Eagle Vision
This company is smaller and newer, but they have managed to garner a host of satisfied customers, so we think they are worth the mention.
They offer plans for diesel RVs, towable, and motorhomes.
The basic plan covers chassis and coach, and then there are add-ons. You can add optional coverage for rental vehicles, expenses, towing, food spoilage, and more.
With no set prices on their website and a range of different extended warranty options, they do boast “awesome coverage at affordable prices”.
Check out their website, choose the type of extended warranty that seems right for your needs, and then request the quote straight away.
#RV warranties are here to safeguard your adventures. Tell us in the comments below how your #warranty has helped you out on the road!#PeaceofMind pic.twitter.com/t6PP0C9cO4
— Wholesale Warranties (@WhslWarranties) August 25, 2021
Who Offers The Best RV Warranty?
The best RV warranty is America’s RV Warranty. Their coverage extends into Canada. They also cover all types of RVs. They do not require an RV inspection prior to purchasing the warranty plan of choice. Owners get a dedicated account manager who is the direct contact for all claims.
They offer different plans for different RVs, and each plan has its specific set of benefits.
Costs are based on your specific RV, as mentioned above. They are partners with their administrators and not brokers, so you can look forward to a better relationship.
Your plan can be used at any licensed repair facility in the United States or Canada.
They pay retail for new parts, whereas other companies only pay the cost for refurbished or used parts. They also offer RV insurance, so you can get both under the same roof.
To top it all off, they are BBB accredited with an A rating and 4.44 stars, so you can shop with confidence. (source)
There are many different types of RV warranties, but they are not created equally.
Not all RV warranties are transferable so if that is an important feature to you, be sure to do your research. Compare plans and always take the time to read the fine print.
While extended warranties can be costly, they can pay for themselves easily because repairs can be so expensive. Keeping this information in mind when choosing your RV warranty can be very beneficial to you down the road.
Photo which requires attribution:
RV Accident by RVWithTito.com was licensed under CC2.0 and was cropped, edited, and had a text overlay added.